Your FOREX Credit Card includes supplementary travel insurance. The insurance gives you extra security if, for example, you need to cancel your trip due to acute illness or suffer a transport or luggage delay during the trip. The insurance also includes deductible cover for home and car insurance as well as deductible elimination for rental cars.
90 days travel protection
For you and your family if you pay at least 50% of the cost of the trip with your FOREX Credit Card.
Cancellation insurance and compensation in the event of delays
Compensation if you cancel your trip, miss your departure or if connecting flights are delayed.
Baggage cover and compensation for missed activities
Covers delayed baggage and missed activities.
Car rental excess
Deductible elimination up to 30 000 SEK.
Facts about travel insurance
With FOREX Credit Card, you get a supplementary travel insurance that creates security for both you and your family, no matter where you travel. The insurance applies when you pay at least 50% of the cost of the trip with the card and covers, among other things:
Facts and calculation examples
With the FOREX Credit Card, you can make payments and withdraw cash. The regular annual fee is 225 SEK. The credit rate is currently 17.24% (2024-12-09), variable. For a credit of SEK 20,000, the effective interest rate is 17.19% when paying by e-invoice (20.84% with paper invoice), and the total amount to be paid is SEK 21,735 when paying by e-invoice (SEK 22,083 with paper invoice). The amount is calculated based on an example where the credit is repaid in 12 months (with an average instalment amount of SEK 1,811 when paying by e-invoice and SEK 1,840 by paper invoice), where 39 interest-free days are used and that the credit is used without a fee for cash withdrawals.
Cash withdrawals within the EU/EEA, including Sweden, cost 2% of the withdrawal amount, but at least SEK 40 per withdrawal. Cash withdrawals outside the EU/EEA and at FOREX (ATM/store) are free of charge. The currency conversion surcharge is 0% on the exchange rate. If the full account debt is not paid at once, the debt must be repaid in monthly instalments of at least 3% of the debt. However, the deposit amount is a minimum of SEK 150, but a maximum of the debt on the account. The administration fee is SEK 29 for paper invoices and SEK 0 for e-invoices. The agreement is valid until further notice and the right of withdrawal applies.
FOREX AB collaborates with Entercard Group AB and is a credit intermediary for debit and credit cards. Creditor: Entercard Group AB (org.nr 556673-0585), SE-105 34 Stockholm, Sweden. The company is under the supervision of the Swedish Financial Supervisory Authority.